Online Bill Payments
Nowadays, the cost of commodities is rising fast and this includes postage stamps. Fortunately, technology caters to personal needs, allowing people to pay their different bills without peeling a stamp or licking an envelope. Today it is convenient for anyone to pay bills online. On the other hand, consumers can pay their bills in several different ways with the help of online services.
Automatic Bill Pay
Whether you want to pay your electric bill or storage unit, you can setup an automatic bill pay with your vendor. Your monthly due payment will automatically be withdrawn from your credit card or bank account without any effort. This makes payment convenient for those who travel regularly, or often forget to pay their bills on time. However, you have to be sure that there are sufficient funds in your account when it is time for the vendor to withdraw your payment. Otherwise, you have to pay extra charges as penalty.
Bank Bill Pay
You can pay your bills at your online banking center. The majority of financial institutions offer this service. There are banks that provide this for free or at a minimal cost per month. Most banks limit the number of bills that can be paid on a monthly basis without paying a service charge. This is a convenient way to pay your bills online since everything is paid in one place, plus, your financial information remains protected. This is a perfect combination of convenient one-stop shopping and secure financial information.
Pay via Vendor Sites
The fast way for your payment to reach the right place is by means of paying via online vendor sites. This is a good alternative if you happen to be a procrastinator. When you visit the web site, you will be able to pay your phone bill and water bill directly to the corresponding company by keying in your credit card or checking account details. However, the downside to this is that your financial information is open to risks and if any of the vendor sites is compromised, you can be an identity theft victim. Another disadvantage is that you need to do a lot of typing. You have to visit each and every web site to pay your bill.
Desktop Software
Aside from visiting web sites to pay bills or do some banking tasks, you can install a software on your computer and link it to send payments to your creditors. It is important, though, to make sure that the computer accessing the Internet via this software is safe from infiltration threats. To maintain the safety of your personal information even if you are continuously online on your computer, you can use Windows Firewall and anti-Spyware software utilities.
You must always weigh the advantages of paying bills on the web against the possible dangers it may give. Consider this advice to help you make wise decisions when paying bills online. Neither will your bank nor a vendor ask for your login and password details via email. People should not give this information under any circumstances, even if it appears to be official. Always avoid anyone who asks this kind of information.
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By: Karina Popa - EzineArticles.com
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